AI LEAD INTAKE FOR MORTGAGE BROKERS
Every borrower, qualified before the discovery call.
Bowr sits on your website and conducts intelligent intake conversations 24/7, understanding the loan purpose, deposit position, and employment type, and delivering a structured brief before you pick up the phone.
The problem
Mortgage enquiries don't wait.
They go to whoever calls back first.
You're with a client when the enquiry comes in
Someone searches for a broker while you're out on appointments. They hit your contact form, you see it four hours later. By then, they've spoken to two competitors and one of them has already started their pre-approval.
Borrowers search at night and on weekends
The most motivated borrowers, first home buyers, people who've just found a property, do their research at 10pm on a Sunday. Your website needs to respond then, not Monday morning.
Your contact form tells you nothing about fit
Name, email, phone. You call back not knowing if they're a first home buyer, investor, refinancer, or someone who can't afford anything in your market. Every intake call starts cold.
Shared leads mean you're competing from the start
Lead aggregators sell the same enquiry to five brokers. The one who responds in under five minutes wins. Bowr captures enquiries directly from your site, they're exclusive, and you know their situation before you call.
How Bowr Works
A conversation that qualifies, not interrogates.
Visitor starts a conversation
Bowr introduces itself as your firm's intake assistant not as a chatbot. It greets the visitor warmly, in your firm's tone and voice.
AI infers the matter type
Within the first response, Bowr understands whether it's a family matter, criminal issue, property dispute, commercial problem without making them fill in a form.
Intelligent follow-up questions
Based on the matter type, Bowr asks the right qualifying questions relevant to your practice areas, scoped to what you actually need to know.
Brief sent to your phone instantly
The moment the conversation ends, you receive an SMS and email with the full structured brief, matter type, urgency, key facts, lead score, and recommended action.
Built for Mortgage Brokers
Bowr knows what it won't do.
For mortgage brokers, this matters. Bowr is designed around intake, not credit advice. It will never recommend loan products, quote rates, or advise on borrowing capacity. That protects your licence and builds client trust.
Never gives credit or lending advice
Bowr is trained to conduct intake only — it won't discuss specific rates, compare loan products, or provide any guidance that constitutes credit advice. It gathers information and redirects to the consultation.
Stays within your lending scope
You define the types of loans and borrowers you handle. Bowr only qualifies enquiries that match. Out-of-scope requests are handled professionally.
Handles sensitive financial situations with care
Borrowers are often stressed, excited, or uncertain. Bowr responds with warmth and professionalism — never making someone feel screened out or interrogated about their finances.
Always moves toward the next step
Every conversation ends with the borrower knowing what happens next — a callback, a document checklist, a consultation. No dead ends.
The cost of doing nothing
Your website attracts enquiries.
Your intake process loses them.
The bowr comparison
You’ve tried the rest.
Now try the best.
The intake brief
Know the borrower's situation before you dial.
Every completed intake generates a full structured brief, delivered to your phone and inbox the moment the conversation ends. No more calling back blind.
Client name, phone, email — captured during intake
Loan type & purpose — purchase, refinance, investment, construction
Deposit / equity position — readiness signal
Timeline & urgency — auction dates, settlement deadlines
Lead temperature & score — hot, warm, or cool
Recommended action — AI's suggested next step
Full transcript — every message saved and searchable
Pricing
One AI intake agent.
Every client understood before the first call.
No lock-in. No setup fees. Cancel any time.
30-day free trial · No credit card required · Cancel any time
FAQS
Questions about Bowr for mortgage brokers
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Never. Bowr is an intake agent, not a credit adviser. It will not recommend loan products, discuss interest rates, quote repayments, or advise on borrowing capacity. These are credit advice conversations that require your licence and expertise. Bowr's job is to capture the context, purpose, deposit position, employment type, urgency, so you can have that conversation prepared.
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Yes. The mortgage broker intake has auction and settlement urgency detection built in. If a visitor mentions an upcoming auction, an unconditional deadline, or a settlement date, Bowr escalates the urgency score and flags it in the brief. You will know immediately when a lead cannot wait until tomorrow.
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Yes. The intake flow distinguishes between PAYG employees and self-employed borrowers early in the conversation. Self-employed visitors are asked about business structure, years of trading, and whether their financials are up to date. This means the brief you receive already contains the qualification information relevant to their situation.
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Yes. The intake identifies loan purpose — first home purchase, investment property, refinance, construction, or SMSF lending, and asks the relevant qualifying questions for each. A first home buyer gets questions about the First Home Owner Grant and deposit savings. An investor gets questions about existing portfolio and rental yield expectations. Each brief reflects the visitor's specific situation.
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Bowr is not a credit conversation — it is an intake tool. It does not provide credit advice, make credit assessments, or conduct any activity that falls under the NCCP. It captures context and qualifies enquiries. All credit advice conversations happen with you, the licence holder, after you have received the brief and made the call.